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Home » Elder Law » Assisted Living: Consider All Options

Assisted Living: Consider All Options

January 18, 2013 by John Potter

When you think about how senior citizens who need living assistance get the care that they require, nursing homes may come to mind.

But it is important to understand that nursing homes are very expensive. It is not uncommon for people to spend multiple years receiving care toward the end of their lives. Given the current state of nursing home costs this could result in hundreds of thousands of dollars in expenses.

Medicare is not going to pay for long-term care. Medicaid can fill the gap in many instances, but you have to plan ahead carefully to qualify for the program because there are upper resource limits. With planning, you can retain the maximum amount of property and perhaps pass along some of your assets to others without suffering any penalties.

Though some people simply need the type of care that only nursing homes can provide, others need living assistance but they don’t really need 24/7 medically-oriented assistance. If you are in this situation, you may want to consider a residential care home.

Many of these homes are small in scope, and they are often operated by licensed individuals within their own homes. You are given non-medical custodial care as you live your life as normally as possible.

In some cases, remaining in your home is a viable alternative. Living assistance can be provided by paid in-home caregivers, and the residence could be renovated with additions such as grab bars, motion sensor faucets, step lifts, and other types of improvements.

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Filed Under: Elder Law, Long Term Care Tagged With: Elder Law, Long Term Care, Nursing Homes, Residential Care Homes

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Overall The Potter Firm was very professional. They took what could of been a very complicated process and were able to break it down so it was a lot easier to understand. We are confident we now have made the right decisions in our estate planning. Good firm to work with.

DKS & KMS Client Review August 28, 2020

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John Potter has been a real pleasure to work with. He is very knowledgeable and explains things in a very simplistic manner so the average person can understand how/why the laws are written. He is very attentive and asks questions in such a way that not only helps him understand your goals, but also helps you think about what type of goals and expectations you should be considering. Exemplary client service.

David J. Client Review August 28, 2020

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My husband and I selected Ms. Potter to assist with our small business. She responsive and attentive every time I have a question or need assistance, and is extremely knowledgeable and able to answer any legal question I have had. I know I can count on Ms. Potter for all of my business legal needs and I would highly recommend her to anyone needing legal assistance with such.

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