If your parents are starting to get up there in years, you may want to have a discussion about living assistance. We are not talking about obvious situations that are going to naturally spawn the need for action right away. The suggestion is to set the stage early on so that everyone is on the same page before the need for care actually arises. In many cases, an elder will not want to be an imposition so a parent who needs your help may be reluctant to ask when the time comes. As an adult … [Read more...] about Discuss Living Assistance With Aging Parents
As elder law attorneys, we focus on legal and financial issues that are of interest to senior citizens. There are a number of them on the table at the present time, and the matter of long-term care is at the top of the list. If you are assuming that you will always be able to get by, even if you need some help from family members, you should understand the facts. Longevity statistics can help you understand the risks, even though they are not very pleasant to contemplate. Once you reach … [Read more...] about Charlotte Long-Term Care Costs Are on the Rise
If you are a community spouse for purposes of Medicaid, then you may be entitled to certain protections when your spouse becomes a nursing home resident so discuss your options with our Florence Medicaid lawyer. A community spouse is the healthy spouse of a Medicaid recipient who still lives at home while the recipient is in a nursing home. In light of the income and asset limitations imposed by Medicaid, there are some protections in place for the community spouse who remains in the home, … [Read more...] about What Protections are Available for the Healthy Spouses of Medicaid Recipients?
When you have been fully capable throughout your life, the concept of long-term care can seem alien to you. This may be especially true if you have taken good care of your health. You may assume that it is unlikely that you will ever need long-term care, but you cannot overlook the costs of long-term care, should you ever need it. With careful planning, you can position your assets to allow you to qualify for Medicaid, while protecting some of the financial legacy you spent your lifetime … [Read more...] about Include Asset Protection in Your Medicaid Plan
The government involvement in the health care system has become much more complicated recently, and much of that is a subject for a different forum. As an elder law firm in Charlotte North Carolina, though, we are interested in government health insurance programs as they apply to senior citizens. With this in mind, we would like to provide a basic explanation of Medicaid in Charlotte NC as it applies to elders who need long-term care. Why Would You Need Medicaid in Charlotte NC? Your knee-jerk … [Read more...] about What Is Medicaid in Charlotte NC?